Eight Enlightening Weeks At RBS | Summer Saga 2020

I was assigned a mentor who had years of experience in the banking field. I was a part of the Portfolio Management team, and within the first week, I had received my project and worked with my mentor to work on its objectives and deliverables. This project required me to consistently work on it to collect a large amount of data, analyse it as well as project and predict outcomes. I had worked on it for the entirety of two months, and the fact that I had established my deliverables in the initial stages was beneficial.

My mentor was able to offer insightful feedback on the quality of my work, my efficiency, and helped me achieve a more structured approach. One of the most exciting aspects of my internship was learning how the bank makes important credit decisions about their customers, by conducting an in-depth analysis of customers’ financial statements, any form of collateral, as well as credit rating. I performed financial analysis on the customers’ profile of the bank and offered my recommendations on their creditworthiness. Most of the tools required for the work I did was covered by the finance courses in my first-year MBA program, such as Financial Reporting Analysis and Financial Management. There were many complex systems and processes in place to minimise the bank’s risk, and it was most intriguing to learn about those.

The culture of the people was great, and everyone was approachable and offered great insight. Comparing the way I did work when I had begun my internship. Towards the end, I’m able to see a telling difference in the quality of my work, owing to the valuable feedback offered by my mentor and team members. Overall, my internship was very enlightening and a crucial juncture for my future career path. I am very grateful for the experience with RBS and hope to be a part of the organisation in future.